Mortgage Payment Calculator

Wondering what a mortgage looks like broken down into monthly payments? Or how decreasing your down payment will impact what you pay over time? Use our calculators to run the numbers for yourself.

Looking to find out how much home you can afford? Try the Home Affordability Calculator.


Enter the sales price or the amount you plan to offer on a home.


You can enter a dollar amount or percentage. Some programs allow down payments as low as 3%. Just remember, the more you put down, the less your payment will be.


Your actual interest rate will be determined by your credit score, loan type and other factors. Learn More

Choose the length of the loan term you plan to use. Standard loan terms are 15 or 30 years.


Enter the annual property taxes associated with the home you are purchasing. Many property listings include this information.


Estimate the annual home insurance costs of the home you are purchasing.

See Complete payment schedule

These calculations are tools for learning more about the mortgage process and do not constitute an offer or approval of credit. Contact a PrimeLending home loan expert for actual estimates.

Total Principal:

Loan Term 30 Yr Fixed 15 Yr Fixed 30 Yr Adjustable
Monthly Payment $1,176 $1,243 $1,092
Mortgage Rate 3.75%
Total Costs $133,443 $51,912 $133,459

Based on the numbers you provided, here is your mortgage estimate. Want to see other options? Just enter new numbers to calculate and compare.

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Your estimated monthly payment is


Loan Term

Principal & Interest

Property Taxes

Home Insurance


30 years





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